Welcome to the Online Financial and Bankruptcy Education Learning Portal. This site allows individual consumers to complete their Bankruptcy Education (Pre-Discharge) courses as required by the U.S. Trustee’s Office, via the internet. CCCS of NEPA is approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of an Agency’s services.
To use these courses, you must have a valid e-mail address. You will also be required to provide proof of identification to receive your certificate. These courses are designed for individual use. Joint filers must complete each course individually to receive their certificate. If you do not wish to complete your course online, please contact us at 1-866-699-2227 for any alternative counseling methods.
After you have registered for “Live a Richer Life” pre-discharge bankruptcy course you will complete a pre-test that will assess your knowledge of credit and financial habits. Your results of the pre-test and post-test will remain strictly confidential, and will not prevent you from obtaining your Certificate of Completion.
This website contains the most up to date online education that is necessary for the successful discharge of your bankruptcy proceedings. To proceed with enrollment, please choose the “Enroll Now” button below. You will be directed to the Pre-Discharge Bankruptcy Education Class Disclosure, and you must agree to the Disclosure and Terms and Conditions to proceed with enrollment.
Consumer Credit Counseling Service of Northeastern Pennsylvania, Inc. (CCCS of NEPA) has been acquired by Advantage Credit Counseling Service, Inc. (Advantage CCS).
Advantage CCS is Pennsylvania’s largest credit counseling and debt management agency. CCCS of NEPA will continue to be a trusted community partner in central and northeastern Pennsylvania. The joined agencies will both continue to offer credit counseling, debt management, housing counseling, as well as bankruptcy counseling and bankruptcy education services.
Founded in 1968, Advantage CCS is headquartered in Pittsburgh, Pennsylvania with multiple office locations across the state. Advantage CCS is a Non-Profit credit counseling agency that is accredited and licensed. We are proud members of the National Foundation for Credit Counseling (NFCC) and accredited by the Council on Accreditation (COA).