(866) 699-2227Payer Express


Credit Counseling

Credit counseling services are 100% free and confidential. We’ll help you set up a budget and teach you proper money management skills to help you avoid financial problems.

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Debt Management

If you’re having difficulties making your monthly payments or the balances on your credit cards are just not decreasing, then a Debt Management Program may be for you.

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Bankruptcy Counseling & Education

If you’ve filed for bankruptcy, your first step is to complete a bankruptcy counseling session. We also provide bankruptcy education classes.

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Bankruptcy Certificates

This is where you can obtain the required certificates needed in order to file or discharge your bankruptcy. The service is available online, by telephone or in-person.

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CCCS NEPA Services

Here are some of the services that we currently offer. CCCS of NEPA can help you via the telephone, in-person, or you can start your free credit counseling session online from the comfort of your own home. If you don’t see a particular service listed here, just give us a call and see if we can help you.

  • FREE Credit Counseling
  • Debt Management Program
  • Credit Report Review
  • Housing Counseling
  • Educational Programs
  • Bankruptcy Credit Counseling
  • Bankruptcy Education

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Online Credit Counseling

Our FREE online system is 100% secure, confidential and accessible 24 x 7 in the comfort of your own home. This is the first system of its kind to actually provide personalized counseling advice.


Debt Management Payment Center

This is our Online Web Pay service for existing DMP clients ONLY. By choosing the link below, you will be directed to the Payment Center webpage to find out more about Payer Express and to access this service.


Overwhelmed by debt? 

The CCCS of NEPA Debt Management Program can help! If you’re struggling with unsecured debt, our program may be the solution you’ve been looking for. Let us help eliminate your financial stress!

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