My wife and I are filing bankruptcy, can we do this course together?
This course is designed for individual use. Therefore, each of you will need to register separately and pay the required amount separately. Each account will need an individual email address. However, you can use the same method of payment for each course chosen.
I don’t have an email account. Can I contact CCCS of Northeastern PA for an alternative method of registering?
A valid email account is required for registration. You can obtain a free email account at Gmail, Hotmail, MSN, Live, Outlook, Yahoo, or Zoho Mail. If you are connected to the internet using a cable modem, your provider may be able to provide you with a free email.
I am filing for Bankruptcy in the Eastern District of PA. Can I take this course and receive my Certificate of Completion?
CCCS of Northeastern PA. Inc is authorized to provide Bankruptcy Credit Counseling and Bankruptcy Debtor Education for the Middle, Eastern and Western Districts of Pennsylvania.
I’m filing for Bankruptcy through Legal Services and can’t afford the fee for this course. How do I participate?
If you are filing your Bankruptcy through Legal Services, or a Pro-Bono Attorney, please contact CCCS of Northeastern Pa. Inc at (800) 922-9537 to make alternative arrangements.
My attorney said I have to take a Bankruptcy class or course but there are three (3) courses offered. How do I know which one to take?
If you have not filed for Bankruptcy protection yet, you must complete the Pre-Filing/ Bankruptcy Credit Counseling Course “More Than One Way Out.” After your bankruptcy course has been filed, you are required to complete the Pre-Discharge Debtor Education Course entitled “Live a Richer Life” prior to your discharge. CCCS of Northeastern Pa also offers a third educational course entitled “Better Fortunes. Control Your Future. Control Your Life.” This course is designed for any consumer who wants to take charge of their finances and manage their income and expenses responsibly.
Will I receive my certificate as soon as I complete the course?
No, the certificates are generated after your course is reviewed by a Certified Credit Counselor and forwarded to you in the manner that you have indicated. It typically will only take 24-48 hours for you to receive your certificate.
What are the minimum system requirements to take the course and exams?
You can check out the system requirements by visiting the support page within the Learning Portal.
Consumer Credit Counseling Service of Northeastern Pennsylvania, Inc. (CCCS of NEPA) has been acquired by Advantage Credit Counseling Service, Inc. (Advantage CCS).
Advantage CCS is Pennsylvania’s largest credit counseling and debt management agency. CCCS of NEPA will continue to be a trusted community partner in central and northeastern Pennsylvania. The joined agencies will both continue to offer credit counseling, debt management, housing counseling, as well as bankruptcy counseling and bankruptcy education services.
Founded in 1968, Advantage CCS is headquartered in Pittsburgh, Pennsylvania with multiple office locations across the state. Advantage CCS is a Non-Profit credit counseling agency that is accredited and licensed. We are proud members of the National Foundation for Credit Counseling (NFCC) and accredited by the Council on Accreditation (COA).