Are you in the market to purchase a home or a car? Our Credit Report Review Program includes an evaluation of your current credit report, including your credit score, budget counseling, and advice on disputing or correcting any errors on your credit report. Before making any large purchase, review your credit report to verify that all of the information is accurate and up-to-date. This can save you thousands of dollars in interest. CCCS of NEPA will teach you how to rebuild your credit the right way, and the steps necessary to improve your credit score over time. There is a small one-time fee associated with this program. That fee is $65 for a single person or $70 for a couple.
Your credit report and credit score are so important in your everyday life. If there’s an error on your credit report it could be affecting your score, and that could cause many problems. Did you know that up to 70% of all credit reports contain some inaccuracies? Your credit report and score can prevent you from getting an apartment, obtaining good insurance rates, problems when setting up utility services, and can even prevent you from getting that job that you want. It’s imperative that you know what’s on your credit report, what your current credit score is, and ways you can improve both.
Benefits of the Credit Report Review Service:
- Gain complete knowledge of your credit report
- Obtain your credit score
- Find out how your credit score is determined and used
- Learn the steps to take when trying to correct errors
- Help on how to improve your current credit rating
- Know how to protect yourself against identity theft
Our certified credit counselors will provide you with a complete overview and understanding of what’s on your credit report and will give you some suggestions that could potentially help increase your credit score over time. This session is confidential and always performed by a certified counselor. The purpose of this Credit Report Review service is to ensure that you have a better understanding of your credit report. There is no guarantee that we will be able to provide you with advice on how to increase your credit score, this will be determined on a case by case basis.
After completing your session, you will be able to understand everything that’s on your credit report, what your credit score is, the importance of using credit wisely, and also how to keep your credit report up-to-date and correct. All of this information will help you properly manage your personal finances. Checking your credit report regularly is a crucial step in protecting yourself from identity theft, fraud or inaccurate reporting; which happens more often than you might think.
Consumer Credit Counseling Service of Northeastern Pennsylvania, Inc. (CCCS of NEPA) has been acquired by Advantage Credit Counseling Service, Inc. (Advantage CCS).
Advantage CCS is Pennsylvania’s largest credit counseling and debt management agency. CCCS of NEPA will continue to be a trusted community partner in central and northeastern Pennsylvania. The joined agencies will both continue to offer credit counseling, debt management, housing counseling, as well as bankruptcy counseling and bankruptcy education services.
Founded in 1968, Advantage CCS is headquartered in Pittsburgh, Pennsylvania with multiple office locations across the state. Advantage CCS is a Non-Profit credit counseling agency that is accredited and licensed. We are proud members of the National Foundation for Credit Counseling (NFCC) and accredited by the Council on Accreditation (COA).