Sadly, many people have never been taught the fundamentals of credit responsibility and proper money management techniques. Those two things are not taught in our schools. Without formal education, it’s difficult to make well-informed financial decisions. We believe that financial education is a powerful tool in preventing money management mishaps. That’s why we provide free education programs and tools for consumers who want to learn proper money management skills.
We’ll show you ways to manage your money properly and to use credit wisely. The following links listed below are the educational resources you need to gain a better understanding of your personal finances. We hope that you find these resources informative and helpful!
We also offer a variety of budgeting and money management workshops, as well as credit and first-time homebuyer programs. These free services are being offered to schools, colleges, businesses, lenders, and civic organizations. Call us and ask about our educational programs if you’re interested in one for your organization or group.
Information about Open Enrollment and Health Insurance:
Need Health Insurance? – Under the new healthcare law, you and your family may qualify for FREE or LOW COST health coverage. Open Enrollment starts on November 1, 2016! Our expert healthcare navigators can help you with questions about health insurance and go through different options with you. Do you have questions about your health insurance options? You can get in-person help for free! Schedule an appointment with us today by calling (888) 511-2227 x. 114! We’re also offering free in-person appointments on Nov. 14th, 17th, and the 21st at these following locations: Wilkes Barre, Scranton, and Stroudsburg. Please click on each location to find out more info on these free events!
Here’s a List of our Education Programs and Tools:
Education Library – These educational and interesting articles are the resources you need to gain a better understanding of debt management and consumer credit counseling. The categories include: Budgeting & Savings, Dealing With Debt, Housing, and Understanding Credit.
Credit Counseling Blog – The agency run blog has everything you need to make smart financial decisions and find the personal financial information you’ve been looking for. We want to help you improve your financial standing and gain the knowledge you need to properly handle your money. From student loan debt, to buying a home, to paying off those credit cards, to understanding your credit report and obtaining your credit score, we provide all of that information and more. The categories include: Budgeting & Savings, Dealing With Debt, Housing, Miscellaneous, News, Premium Resources, and Understanding Credit.
Financial and Loan Calculators – The use of an online financial calculator can be crucial to the stability of your budget. These free calculators can help ease the worries of monthly payments, retirement savings, and other stressful responsibilities. We provide an assortment of links that include loan calculators, personal finance calculators, and money management calculators.
Budget Builder – The Budget Builder tool was built to help you set up, analyze, and improve your entire household budget. Most commonly used to help people understand their financial situation and spending habits, and to discover ways to improve their overall household budget. It’s a streamlined system that’s taken the task of analyzing and creating a household budget. It’s easy enough to complete in just a few minutes. All you need to do is tell us how much money you bring in and spend, and we’ll take it from there.
Goal Tracker – Whether you’re new to saving or looking to save for one or more purchases, the Goal Tracker Tool is great at teaching you the best ways to save. It’s quick and easy to set up, stick with the program, and there’s no need to connect to a bank account. It’s both an educational and tracking tool, helping you to reach both short and long-term savings goals like: vacations, monthly car payments, property taxes, college funds and more. From automated reminders and email alerts to graphs, charts and historical reports, you’ll know exactly what you need to do to reach all of your financial goals.
Videos & Guides – These are our Premium Resources which include some educational and entertaining videos, guides, white papers, slide shows, tools, infographics, etc. Use these free resources to make sound financial decisions and answer some personal finance questions you may have had. We’ve spent countless hours doing research and creating these free online premium resources.
Helpful Links – These are helpful links for credit counseling, bankruptcy counseling, housing counseling, etc. They include links to government agencies, food programs, home energy assistance programs, legal and consumer credit issues, tax information, help with substance abuse or addictions, healthcare programs, credit bureaus, and much more.
Agency Newsletters – This is a link to Advantage CCS’s monthly newsletter. The Advantage Advisor is a regularly published newsletter produced by the staff of Advantage Credit Counseling Service. The goal of the Advisor is to distribute helpful information about budgeting, credit counseling, debt management, the wise use of credit, and community resources to the public. Here you will find the most current issue of The Advisor along with past issues.
Consumer Credit Counseling Service of Northeastern Pennsylvania, Inc. (CCCS of NEPA) has been acquired by Advantage Credit Counseling Service, Inc. (Advantage CCS).
Advantage CCS is Pennsylvania’s largest credit counseling and debt management agency. CCCS of NEPA will continue to be a trusted community partner in central and northeastern Pennsylvania. The joined agencies will both continue to offer credit counseling, debt management, housing counseling, as well as bankruptcy counseling and bankruptcy education services.
Founded in 1968, Advantage CCS is headquartered in Pittsburgh, Pennsylvania with multiple office locations across the state. Advantage CCS is a Non-Profit credit counseling agency that is accredited and licensed. We are proud members of the National Foundation for Credit Counseling (NFCC) and accredited by the Council on Accreditation (COA).