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DEBT MANAGEMENT TIPS

Make the budget a family project. Everyone must be involved in order for it to work.

Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).

Review your statements regularly from your creditors while on the DMP. Report any unusual fees or activity to CCCS Operations Department, and send a copy of each of your statements every three months for official review.

Keep an accurate record of your cash flow and expenses in order to stick to your plan.

Spending limits must be realistic