Make your spending habits consistent. Large expenses should be pro-rated over a period of time.
Deposit part of your income into a savings account to meet emergency expenses.
Refrain from using your credit to subsidize your income.
Make the budget a family project. Everyone must be involved in order for it to work.
Review your statements regularly from your creditors while on the DMP. Report any unusual fees or activity to CCCS Operations Department, and send a copy of each of your statements every three months for official review.