Education Programs

paying bills

A variety of money management, credit and first-time homebuyer programs are offered to schools, colleges, business, lenders, and civic organizations.

DEBT MANAGEMENT TIPS

Look for ways of saving money on expenses and eliminating non-essential expenses (entertainment, cable, cigarettes, shopping).

Act your own wage!

Make your spending habits consistent. Large expenses should be pro-rated over a period of time.

Make the budget a family project. Everyone must be involved in order for it to work.

Keep an accurate record of your cash flow and expenses in order to stick to your plan.