A variety of money management, credit and first-time homebuyer programs are offered to schools, colleges, business, lenders, and civic organizations.
Keep an accurate record of your cash flow and expenses in order to stick to your plan.
Refrain from using your credit to subsidize your income.
Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).
Look for ways of saving money on expenses and eliminating non-essential expenses (entertainment, cable, cigarettes, shopping).
Spending limits must be realistic
© 2008 CCCS of Northeastern Pennsylvania
401 Laurel St. Pittston, PA 18640
570.602.2227 | 1.800.922.9537
