Education Programs

paying bills

A variety of money management, credit and first-time homebuyer programs are offered to schools, colleges, business, lenders, and civic organizations.

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Make your spending habits consistent. Large expenses should be pro-rated over a period of time.

Deposit part of your income into a savings account to meet emergency expenses.

Spending limits must be realistic

Refrain from using your credit to subsidize your income.

Make the budget a family project. Everyone must be involved in order for it to work.