A variety of money management, credit and first-time homebuyer programs are offered to schools, colleges, business, lenders, and civic organizations.
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.
Review your statements regularly from your creditors while on the DMP. Report any unusual fees or activity to CCCS Operations Department, and send a copy of each of your statements every three months for official review.
Refrain from using your credit to subsidize your income.
Spending limits must be realistic
Make your spending habits consistent. Large expenses should be pro-rated over a period of time.