Worksheets and Helpful Documents

Budget Planner: Use this sheet to plan out your income and expenses.; budgetplanner.pdf
Consumer Connection Vol. 16 No. 4 Winter 2009: Our winter newsletter features important information on LIHEAP updates, 2010 DMP Resolutions, the Be Money Wi$e Poster Contest and FREE Tax Preparation!; CONSUMER CONNECTION v 16 #4 Winter 2009.pdf
Consumer Connection V 16 No. 3 Fall 2009: Out fall newsletter features important Operations information, Christmas Sign-ups and the LIHEAP Program. We also have some things planned for "Protect Your Identity Week" including FREE SHREDDING at our Main Office in Pittston on Friday, October 23rd!; CONSUMER CONNECTION v16 #3 Fall 2009 .pdf
Consumer Connection Volume 17 No. 2 Summer 2010: The summer issue of Consumer Connection features important information about Debt Settlement, financial tips for college bound students and suggestions to help keep you positive during these difficult times!; CONSUMER CONNECTION v17 #2 Summer 2010.pdf
Consumer Connection V 17 No. 1: Our Spring 2010 issue of Consumer Connection features the announcement of our local winners of the 2010 "Be Money Wi$e" poster contest, an important message from our Vice President, outreach events for Financial Literacy Month, help for the unemployed and a schedule of "Road to Financial Fitness" workshops!; CONSUMER CONNECTION v17 1 Spring 2010.pdf
6 Month Expense Tracking Sheet: Use this sheet to monitor your spending and budgeting on a monthly basis.; expenses.pdf
Financial Fitness Guide: Financial Fitness Guide 2009.doc.pdf
General Information Worksheet: This is the printable version of our debt management program enrollment general information worksheet.; General Information Worksheet.pdf

DEBT MANAGEMENT TIPS

Refrain from using your credit to subsidize your income.

Make the budget a family project. Everyone must be involved in order for it to work.

No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.

Look for ways of saving money on expenses and eliminating non-essential expenses (entertainment, cable, cigarettes, shopping).

Act your own wage!