Worksheets and Helpful Documents

Budget Planner: Use this sheet to plan out your income and expenses.; budgetplanner.pdf
Newsletter: Our latest newsletter features information on the National Foreclosure Mitigation Counseling Program. Check this out to learn about refinancing options available in Pennsylvania. For active DMP clients, read important Operations information in this issue.; CONSUMER CONNECTION SUMMER 2008.pdf
Newsletter: Our fall newsletter features important updates to our website, Christmas Sign-ups and the Liheap Program. For active DMP clients read up on some important Operations information. Plus, the week of October 19th is Protect Your Idendity Week! Stay tuned to our website for further details!; CONSUMER CONNECTION v15 _3 Fall 2008 .pdf
6 Month Expense Tracking Sheet: Use this sheet to monitor your spending and budgeting on a monthly basis.; expenses.pdf
Financial Fitness Guide: Get your finances in shape! Download this guide to maintaining a healthy financial situation.; Financial Fitness Guide.pdf
General Information Worksheet: This is the printable version of our debt management program enrollment general information worksheet.; General Information Worksheet.pdf

DEBT MANAGEMENT TIPS

Spending limits must be realistic

Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).

Deposit part of your income into a savings account to meet emergency expenses.

Make your spending habits consistent. Large expenses should be pro-rated over a period of time.

Act your own wage!