Worksheets and Helpful Documents

Budget Planner: Use this sheet to plan out your income and expenses.; budgetplanner.pdf
Consumer Connection Vol. 16 No. 4 Winter 2009: Our winter newsletter features important information on LIHEAP updates, 2010 DMP Resolutions, the Be Money Wi$e Poster Contest and FREE Tax Preparation!; CONSUMER CONNECTION v 16 #4 Winter 2009.pdf
: Our Spring issue of Consumer Connection features information on the Stimulus package and how it can affect you. Also in this issue, take a look at where we will be during Financial Literacy Month!; CONSUMER CONNECTION v16 #1 Spring 2009.pdf
Consumer Connection V 16 No. 3 Fall 2009: Out fall newsletter features important Operations information, Christmas Sign-ups and the LIHEAP Program. We also have some things planned for "Protect Your Identity Week" including FREE SHREDDING at our Main Office in Pittston on Friday, October 23rd!; CONSUMER CONNECTION v16 #3 Fall 2009 .pdf
Newsletter: Our summer issue of Consumer Connection includes some emergency financial planning, important operations reminders, information on our upcoming HOME Program and much more!; CONSUMER CONNECTION v16 _2 Summer 2009[2].pdf
6 Month Expense Tracking Sheet: Use this sheet to monitor your spending and budgeting on a monthly basis.; expenses.pdf
Financial Fitness Guide: Financial Fitness Guide 2009.doc.pdf
General Information Worksheet: This is the printable version of our debt management program enrollment general information worksheet.; General Information Worksheet.pdf

DEBT MANAGEMENT TIPS

Make your spending habits consistent. Large expenses should be pro-rated over a period of time.

Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).

Spending limits must be realistic

Act your own wage!

Deposit part of your income into a savings account to meet emergency expenses.