Debt Management Program

paying bills online

In the case of overextension, you can set-up an orderly repayment plan between you and your creditors.

Anyone requiring debt management will be asked to pay a small monthly fee to partially cover expenses. Fee may be waived in hardship cases.

DEBT MANAGEMENT TIPS

Look for ways of saving money on expenses and eliminating non-essential expenses (entertainment, cable, cigarettes, shopping).

Spending limits must be realistic

Deposit part of your income into a savings account to meet emergency expenses.

Refrain from using your credit to subsidize your income.

Make the budget a family project. Everyone must be involved in order for it to work.