Budget Counseling

couple being counseled

Consumer Credit Counseling Service of Northeastern PA is a preeminent provider of money management and family budgeting in Northeastern and Central Pennsylvania. Financial Review/Budget counseling is a program in which we will teach you sound methods of managing your money and credit to avoid financial problems. Our counselors will review your household income, expenses, spending habits, and financial goals. We can teach you to live within your means, manage what you have and save for your financial future. Our NFCC Certified Financial Profressionals (NCFP) live within the community and are familiar with organizations that are available to help you reach your goals. Managing a household in today’s economy can be a stressful situation. Let our counselors help you get back on track financially!

Sharpen Your Financial Focus ™
This nationally recognized initiative offered at CCCS of Northeastern PA, in partnership with the National Foundation for Credit Counseling (NFCC), is designed to help consumers evaluate their finances, analyze any weaknesses in their financial health, and direct them to the resource or a financial review that will help them achieve their goals. This is a muti faceted program combining personal review by an NFCC Certified Financial Professional (NCFP), with an online evaluation of of your financial habits. Best of all you can do this from the comforts of your own home, confidentially, and at no cost to you! We are very excited to be a part of this initiative, and want all consumers to make the most of the program that is offered. Visit www.SharpenToday.org for further information, or contact CCCS at (800) 922-9537 and we will help YOU get it started. Try it out with the link below!



Spending limits must be realistic

Refrain from using your credit to subsidize your income.

No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.

Deposit part of your income into a savings account to meet emergency expenses.

Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).