Consumer Credit Counseling Service of Northeastern PA is a preeminent provider of money management and family budgeting in Northeastern and Central Pennsylvania. Budget counseling is a program in which we will teach you sound methods of managing your money and credit to avoid financial problems. Our counselors will review your household income, expenses, spending habits, and financial goals. We can teach you to live within your means, manage what you have and save for your financial future. Our certified counselors live within the community and are familiar with organizations that are available to help you reach your goals. Managing a household in today’s economy can be a stressful situation. Let our counselors help you get back on track financially!
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.
Review your statements regularly from your creditors while on the DMP. Report any unusual fees or activity to CCCS Operations Department, and send a copy of each of your statements every three months for official review.
Deposit part of your income into a savings account to meet emergency expenses.
Spending limits must be realistic
Keep an accurate record of your cash flow and expenses in order to stick to your plan.