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DEBT MANAGEMENT TIPS

Deposit part of your income into a savings account to meet emergency expenses.

Make your spending habits consistent. Large expenses should be pro-rated over a period of time.

Spending limits must be realistic

Act your own wage!

Review your statements regularly from your creditors while on the DMP. Report any unusual fees or activity to CCCS Operations Department, and send a copy of each of your statements every three months for official review.