CCCS of Northeastern Pa. Inc., Inc. is committed to assuring the privacy of individuals and/or families who have contacted us for assistance. We assure you that all information shared both orally and in writing will be managed within legal and ethical considerations. Your “personal financial information,” such as your total debt information, income, living expenses and personal information concerning your financial circumstances, will be provided to creditors and possibly others with your specific authorization.
We may also use aggregated case file information for the purpose of evaluating our services, gathering valuable research information and designing future programs. Your anonymity will be maintained through the use of your client number or by using aggregate data in all circumstances.
In all other situation, your information may be released to appropriate individuals or agencies ONLY UPON YOUR WRITTEN REQUEST or when our staff has been served by a valid subpoena.
The following privacy practices detail circumstances under which we will release your information to a third party:
Keep an accurate record of your cash flow and expenses in order to stick to your plan.
Make your spending habits consistent. Large expenses should be pro-rated over a period of time.
Spending limits must be realistic
Act your own wage!
Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).