CCCS now has Certified Health Care Navigators on staff!

CCCS of Northeastern Pennsylvania is the proud recipient of a grant to help people navigate through the site, shop and compare private health insurance plans and see if you qualify for financial assistance! We’re working to make sure that people without insurance, or people who are looking for new insurance options, know what options will be available to them. And we would love to help you! Open Enrollment ends January 31 so call and schedule your appointment today by calling

ATTENTION: Veterans, Current Military, & Military Families!

CCCS is proud to announce that we will be teaming up with Marywood University’s R-VETS Program offering financial education to Veterans, Military and their families! Our next session will be coming up after the holidays so stay tuned! Attend these sessions and improve your personal finances! Learn about shopping for credit, managing debt, ordering and reviewing your credit report and more! Call our Education Department at 570-602-2227 ext. 220 or Ashley Woodward from the R-VETS Program at 570-961-4584 for more information!

Fresh $tart to Your Finances is Here!!!!

Have you experienced difficulty handling a checking account in the past? Are you paying for money orders to pay your bills because you can’t open a checking account due to mistakes made with your previous account? Well help is here! CCCS is proud to announce that our new “Fresh $tart to Your Finances Program” is here! Our next class will be starting January 12! This is a two session program and is being held at Penn East Federal Credit Union on Davis St. in Scranton! Call our Education Department at 570-602-2227 ext. 220 or Katelyn McManamon at Penn East FCU at 570-342-2720 ext. 211 for more information!

Are you working to "Sharpen Your Financial Focus"?

Have you taken advantage of our new “Sharpen Your Financial Focus” program yet? If you haven’t you are really missing out on a terrific program! Log into and take the on-line self assesment of your finances, MyMoneyCheckUp and see where you stand! Schedule your appointment and review your credit report with one of our Certified Financial Professionals! Then take advantage of either a financial workshop or schedule a follow-up appointment to see how you’re doing!

Plus, if you take the MyMoneyCheckUp financial assessment and visit with one of our Certified Financial Professionals, you could take advantage of Experian’s program FREE for 12 months! That’s a year of unlimited access to your credit report and score, calculators, articles on credit, free Credit Monitoring, all kinds of bells and whistles! Plus they have just added a new “Alerts on the Go” app!

And it’s all FREE!!!!!!! So what are you waiting for?! Do the MyMoneyCheckUp assessment, schedule your appointment and start to “Sharpen Your Financial Focus” today!

Refer-A-Friend Program

CCCS has instituted a Refer-A-Friend program for all active DMP clients. When you refer a friend/family member to the program, and if they enroll successfully on the DMP, your maintenance fee will be waived for three months. Please see our Winter 2011 “Consumer Connection” for more details or call (800)922-9537 to receive your coupon in the mail. Only one referral per client.

Consumer Credit Counseling Service of Northeastern PA is on Facebook!

CCCS is on Facebook! Mark us as a favorite, and keep up with the latest credit and housing news!

Notes from CCCS

CCCS is a non-profit 501c3 based in Northeastern Pennsylvania but serving clients across the region and state. Our certified, highly trained counselors have a unique knowledge of credit and housing issues. We are local to your community and have extensive experience with all the resources available to consumers. We are a member of the National Foundation for Credit Counseling, HUD and PHFA certified to provide pre-purchase and post-purchase housing counseling and certified with the Council on Accreditation. We provide Bankruptcy Credit Counseling and Bankruptcy Debtor Education throughout Pennsylvania. We are a United Way Agency, and licensed with the PA Dept of Banking. When choosing a Debt Management or Counseling Agency, choose carefully, and choose the agency that will put the client first!


Review your statements regularly from your creditors while on the DMP. Report any unusual fees or activity to CCCS Operations Department, and send a copy of each of your statements every three months for official review.

Spending limits must be realistic

Refrain from using your credit to subsidize your income.

Keep an accurate record of your cash flow and expenses in order to stick to your plan.

Act your own wage!