We’ve added some helpful lists and information under “On-line Tools” and “Worksheets and Helpful and Documents” to help you survive this holiday season!
At the end of July, CCCS launched its newly designed and fully featured website. Features have been added such as Live Chat with Counselors, Downloadable Worksheets and Guides, a Payment Center, an Online Application to enroll in the Debt Management Program, and an Online Financial Management Education Program!
Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).
Deposit part of your income into a savings account to meet emergency expenses.
Act your own wage!
Make your spending habits consistent. Large expenses should be pro-rated over a period of time.
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.