Consumer Credit Counseling Service of Northeastern Pennsylvania is partnering with PPL with their “E-PowerWise” Program! To be eligible for this program you must be a PPL customer and you must fall into the income guidelines set by PPL. If you satisfy the income requirements you can incorporate this session with your appointment with a counselor or stay tuned to our website for upcoming workshop dates! Receive a kit full of energy savings such as a low-flow shower head, power strip and more! For more information call our education department at (570) 602-2227 or 1(800) 922-9537 ext. 220. Previous participants are not eligible – one kit per household please!
Have you been laid off from your job? Is it getting harder and harder to manage financially? Come to the “Surviving a Layoff” workshop to learn how to survive on a reduced income, 401K tips, why you need to order your credit report NOW, avoiding foreclosure, $urvival tips, planning for the future and more! Please register on-line at http://www.pacareerlink.state.pa.us/! Please call Career Link at 570-822-1101 or stop in the Career Link Office at 32 E. Union St. in Wilkes Barre for further questions! This workshop is being held approximately every other Tuesday at the Wilkes Barre Career Link. The next one will be held Tuesday, June 25, 2013 from 1:00 pm to 2:00 pm. This workshop is FREE and is funded by the United Way of Wyoming Valley.
HEMAP (Homeowner’s Emergency Mortgage Assistance Program) is back! If you or someone you know is in danger of losing their home due to circumstances beyond their control, and are two consecutive months past due on the mortgage payment, this valuable program is back up and running! We are now making appointments for this service! Please call our office at 1-800-922-9537 to set up an appointment!
CCCS has instituted a Refer-A-Friend program for all active DMP clients. When you refer a friend/family member to the program, and if they enroll successfully on the DMP, your maintenance fee will be waived for three months. Please see our Winter 2011 “Consumer Connection” for more details or call (800)922-9537 to receive your coupon in the mail. Only one referral per client.
CCCS is on Facebook! Mark us as a favorite, and keep up with the latest credit and housing news!
CCCS is a non-profit 501c3 based in Northeastern Pennsylvania but serving clients across the region and state. Our certified, highly trained counselors have a unique knowledge of credit and housing issues. We are local to your community and have extensive experience with all the resources available to consumers. We are a member of the National Foundation for Credit Counseling, HUD and PHFA certified to provide pre-purchase and post-purchase housing counseling and certified with the Council on Accreditation. We provide Bankruptcy Credit Counseling and Bankruptcy Debtor Education throughout Pennsylvania. We are a United Way Agency, and licensed with the PA Dept of Banking. When choosing a Debt Management or Counseling Agency, choose carefully, and choose the agency that will put the client first!
Keep an accurate record of your cash flow and expenses in order to stick to your plan.
Act your own wage!
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.
Make the budget a family project. Everyone must be involved in order for it to work.
Spending limits must be realistic
© 2013 CCCS of Northeastern Pennsylvania
401 Laurel St. Pittston, PA 18640
570.602.2227 | 1.800.922.9537
