CCCS offers this service to businesses who have training programs for their employees.
Topics include, but are not limited to, budgeting, using credit wisely, and correcting your credit report.
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.
Refrain from using your credit to subsidize your income.
Review your statements regularly from your creditors while on the DMP. Report any unusual fees or activity to CCCS Operations Department, and send a copy of each of your statements every three months for official review.
Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).
Keep an accurate record of your cash flow and expenses in order to stick to your plan.