CCCS offers this service to businesses who have training programs for their employees.
Topics include, but are not limited to, budgeting, using credit wisely, and correcting your credit report.
Deposit part of your income into a savings account to meet emergency expenses.
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.
Make the budget a family project. Everyone must be involved in order for it to work.
Spending limits must be realistic
Refrain from using your credit to subsidize your income.