CCCS offers this service to businesses who have training programs for their employees.
Topics include, but are not limited to, budgeting, using credit wisely, and correcting your credit report.
Make your spending habits consistent. Large expenses should be pro-rated over a period of time.
Refrain from using your credit to subsidize your income.
Keep an accurate record of your cash flow and expenses in order to stick to your plan.
Spending limits must be realistic
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.