CCCS offers this service to businesses who have training programs for their employees.
Topics include, but are not limited to, budgeting, using credit wisely, and correcting your credit report.
Deposit part of your income into a savings account to meet emergency expenses.
Refrain from using your credit to subsidize your income.
Make your spending habits consistent. Large expenses should be pro-rated over a period of time.
Keep an accurate record of your cash flow and expenses in order to stick to your plan.
Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).