CCCS offers this service to businesses who have training programs for their employees.
Topics include, but are not limited to, budgeting, using credit wisely, and correcting your credit report.
Make your spending habits consistent. Large expenses should be pro-rated over a period of time.
Deposit part of your income into a savings account to meet emergency expenses.
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.
Act your own wage!
Review your statements regularly from your creditors while on the DMP. Report any unusual fees or activity to CCCS Operations Department, and send a copy of each of your statements every three months for official review.