CCCS offers this service to businesses who have training programs for their employees.
Topics include, but are not limited to, budgeting, using credit wisely, and correcting your credit report.
Spending limits must be realistic
Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).
Make your spending habits consistent. Large expenses should be pro-rated over a period of time.
Refrain from using your credit to subsidize your income.
Make the budget a family project. Everyone must be involved in order for it to work.