CCCS offers this service to businesses who have training programs for their employees.
Topics include, but are not limited to, budgeting, using credit wisely, and correcting your credit report.
Review your statements regularly from your creditors while on the DMP. Report any unusual fees or activity to CCCS Operations Department, and send a copy of each of your statements every three months for official review.
Make your spending habits consistent. Large expenses should be pro-rated over a period of time.
Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).
Make the budget a family project. Everyone must be involved in order for it to work.
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.