CCCS offers this service to businesses who have training programs for their employees.
Topics include, but are not limited to, budgeting, using credit wisely, and correcting your credit report.
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.
Make your spending habits consistent. Large expenses should be pro-rated over a period of time.
Deposit part of your income into a savings account to meet emergency expenses.
Make the budget a family project. Everyone must be involved in order for it to work.
Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).