CCCS offers this service to businesses who have training programs for their employees.
Topics include, but are not limited to, budgeting, using credit wisely, and correcting your credit report.
Refrain from using your credit to subsidize your income.
Keep an accurate record of your cash flow and expenses in order to stick to your plan.
Spending limits must be realistic
Make your spending habits consistent. Large expenses should be pro-rated over a period of time.
Make the budget a family project. Everyone must be involved in order for it to work.