CCCS offers this service to businesses who have training programs for their employees.
Topics include, but are not limited to, budgeting, using credit wisely, and correcting your credit report.
Make your spending habits consistent. Large expenses should be pro-rated over a period of time.
Make the budget a family project. Everyone must be involved in order for it to work.
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.
Act your own wage!
Spending limits must be realistic