Debt Calculator

Caution: If the calculated results show “ NaN “, (Not Acceptable Number), you have entered a combination of payment amount and interest rates that will never repay the debt. Try again with a higher payment or lower interest rate.


Spending limits must be realistic

Make your spending habits consistent. Large expenses should be pro-rated over a period of time.

Review your statements regularly from your creditors while on the DMP. Report any unusual fees or activity to CCCS Operations Department, and send a copy of each of your statements every three months for official review.

Make the budget a family project. Everyone must be involved in order for it to work.

Act your own wage!