Caution: If the calculated results show NaN , (Not Acceptable Number), you have entered a combination of payment amount and interest rates that will never repay the debt. Try again with a higher payment or lower interest rate.
Deposit part of your income into a savings account to meet emergency expenses.
Refrain from using your credit to subsidize your income.
Act your own wage!
Keep an accurate record of your cash flow and expenses in order to stick to your plan.
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.