Caution: If the calculated results show NaN , (Not Acceptable Number), you have entered a combination of payment amount and interest rates that will never repay the debt. Try again with a higher payment or lower interest rate.
Act your own wage!
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.
Keep an accurate record of your cash flow and expenses in order to stick to your plan.
Refrain from using your credit to subsidize your income.
Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).