Debt Calculator

Caution: If the calculated results show “ NaN “, (Not Acceptable Number), you have entered a combination of payment amount and interest rates that will never repay the debt. Try again with a higher payment or lower interest rate.


Keep an accurate record of your cash flow and expenses in order to stick to your plan.

No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.

Deposit part of your income into a savings account to meet emergency expenses.

Spending limits must be realistic

Act your own wage!