Caution: If the calculated results show NaN , (Not Acceptable Number), you have entered a combination of payment amount and interest rates that will never repay the debt. Try again with a higher payment or lower interest rate.
Keep an accurate record of your cash flow and expenses in order to stick to your plan.
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.
Deposit part of your income into a savings account to meet emergency expenses.
Spending limits must be realistic
Act your own wage!