CCCS will obtain and review your credit report with you.
We can also recommend action to repay your debt, advise you on resolving any errors, and teach you to understand the credit reporting process.
There is a one-time fee associated with this program.
Look for ways of saving money on expenses and eliminating non-essential expenses (entertainment, cable, cigarettes, shopping).
Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).
Spending limits must be realistic
Keep an accurate record of your cash flow and expenses in order to stick to your plan.
Refrain from using your credit to subsidize your income.