Soon you will be able to chat with our counselors live via this website. Be sure to check back with us!
Know your priorites. Allot enough income for the essentials (shelter, utilities, food, medical, savings).
Make the budget a family project. Everyone must be involved in order for it to work.
No more than 25% of your monthly income should go towards installment debt – credit cards, loans, car payments, etc.
Make your spending habits consistent. Large expenses should be pro-rated over a period of time.
Deposit part of your income into a savings account to meet emergency expenses.